Far too often, parents prioritize college savings over retirement savings. While many believe they are doing the right thing helping their children avoid financial misery, they fail to realize that prioritizing college savings over retirement leads to more than one generation struggling financially. It’s becoming more common...
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401(k) plans are a valuable tax-advantaged retirement savings tool for many Americans. With it often being the largest retirement asset investors own, it’s critical investors understand how to maximize savings so they earn and keep more to enjoy during retirement. The problem is many 401(k) myths keep...
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401(k) loans are attractive because you don’t need to have good credit, you enjoy low interest rates, and you pay interest to yourself instead of a creditor. However, if you don’t take time to understand the details, it may end up costing you more than you...
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College costs are rising, and many parents are worried about their children taking on student loan debt. And, many are likely weighing saving for retirement vs. college. A 2021 report by Student Loan Hero reports, “Americans owe over $1.71 trillion in student loan debt, spread out...
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People are quitting their jobs in record numbers, and that means many are leaving 401(k)s behind with their old employers. The “Great Resignation” took over the headlines in 2021 – and the trend doesn’t appear to be going away anytime soon. The latest Department of Labor statistics...
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Most people have been taught not to discuss money, but if we’re honest, we all want to take a sneak peek into one another’s bank accounts, saving accounts, and 401(k)s. This isn’t because we have bad intentions. It’s simply because we want to know how we...
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If you’re wanting to catch up on 401(k) savings and are over the age of 40, it may seem overwhelming when you think about how you’re going to do it. Fret not. With proper planning, informed action, and determination, it is still possible to catch up...
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Looking for a way to get ahead on 401(k) retirement savings this year? Check out the list below of 7 things you can do today to help maximize 401(k) performance in 2022. #1 Don’t Stay with the Default Plan More and more employers are automatically enrolling...
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The new year is upon us, which means it is the perfect time to create and finalize a financial checklist for 2022. 2021 appears to have been a better year financially for many American families. Why? Because many started financial planning for the first time. According to...
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2021 was a good year for 401(k) investors, and these popular 401(k) articles may be some of the reasons why. According to Bloomberg Wealth, “The ranks of 401(k) and IRA millionaires are exploding. The number of 401(k) accounts with balances of at least $1 million at...
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