A 401(k) is a powerful investment vehicle. However, there is a lot of misinformation surrounding them. Buying into one or more of these common 401(k) myths may cost you a lot more than you bargained for come retirement. Keep reading for 9 401(k) myths exposed. #1 Your...
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Saving for retirement may be a personal endeavor, and there’s no one-size-fits-all strategy, but it’s important to understand where you measure up. Take a moment to review the stats below, see where you measure up, and discover 6 ways to save today for a better retirement...
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The 401(k) company match is a powerful tool that may help you maximize your 401(k) retirement income – without contributing any additional money of your own. It’s basically free money for your future. How much you receive depends on the terms of your 401(k) plan. Many...
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Whether you regret not saving for retirement sooner or you wish you had more to set aside each year, it’s all too easy to get stressed when saving for retirement. The good news is, it doesn’t have to be this way. In fact, a few small shifts...
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As we reach the midway point of the year, investors may be wondering: What can I do to further increase my 401(k) savings? If you feel unprepared for the future, you aren’t alone. According to the Schroders US Retirement Survey, only 27% of respondents said they feel...
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Maxing out your 401(k) contribution every year helps your balance grow and may increase your chances of retirement with enough money to live comfortably. However, $19,500 (the 2021 contribution limit) is quite a bit of money to stash away each year. Especially when you have a...
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The world has changed over the last year, and, as a result, many of our priorities have shifted – including saving and preparation for retirement. This past January, Schroders US Retirement Survey 2021 asked 1,000 people about their state of retirement readiness and planning, as well...
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There are important RMD changes for 2021 that every 401(k) investor needs to know about to avoid penalties. Required minimum distributions (RMDs) are IRS-mandated withdrawals from retirement accounts. The IRS requires these withdrawals to ensure that taxes are paid on amounts that were contributed on a pretax...
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If you’re looking for a way to boost 401(k) returns in 2021, rebalancing may help you do just that. Many 401(k) investors fail to rebalance and, in doing so, may potentially miss out on earning more and keeping more of their hard-earned retirement savings. Because when it...
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There’s no such thing as a dumb question – especially when it comes to 401(k) investor questions. The problem is that, for whatever reason, many investors don’t ask. If this sounds familiar, you’re not alone. CNBC reports, “Though it’s one of the most common retirement savings vehicles, 63...
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