There is no better time to put a serious dent in your 401(k) savings than in your 30s. Sure, some of you may have young families to feed or you aren’t at peak earning potential yet, but the amount you save now provides a golden opportunity...
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Parenting is hard work, especially when you have to parent in unfamiliar ways. Today's parents are dealing with issues generations past didn't face, such as how to protect kids online. Previous generations certainly had their own fears, but, today, many of the issues facing our children...
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Just like that, we are headed into spring, which means it’s time for a financial checkup using our second quarter personal finance tips for 2022. Many Americans entered 2022 with big financial goals. According to the New York Life Wealth Watch survey:¹ When...
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Far too often, parents prioritize college savings over retirement savings. While many believe they are doing the right thing helping their children avoid financial misery, they fail to realize that prioritizing college savings over retirement leads to more than one generation struggling financially. It’s becoming more common...
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401(k) plans are a valuable tax-advantaged retirement savings tool for many Americans. With it often being the largest retirement asset investors own, it’s critical investors understand how to maximize savings so they earn and keep more to enjoy during retirement. The problem is many 401(k) myths keep...
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With cybercrime on the rise, and the threat of it increasing as a form of warfare, it’s critical we do what we can to protect our personal data and bank accounts. At press time, Russia has invaded Ukraine, and they have already launched cyberattacks on Ukrainian...
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Tax season is here, and there are a few changes you need to be aware of before you file your 2021 taxes. First of all, this year we all get a few extra days to file our tax returns. Instead of the typical April 15, 2022, deadline,...
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401(k) loans are attractive because you don’t need to have good credit, you enjoy low interest rates, and you pay interest to yourself instead of a creditor. However, if you don’t take time to understand the details, it may end up costing you more than you...
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College costs are rising, and many parents are worried about their children taking on student loan debt. And, many are likely weighing saving for retirement vs. college. A 2021 report by Student Loan Hero reports, “Americans owe over $1.71 trillion in student loan debt, spread out...
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People are quitting their jobs in record numbers, and that means many are leaving 401(k)s behind with their old employers. The “Great Resignation” took over the headlines in 2021 – and the trend doesn’t appear to be going away anytime soon. The latest Department of Labor statistics...
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