If you have a 401(k), chances are you’ve been advised by a fund manager or your company’s plan representative to invest in target date funds--also referred to as retirement date funds and lifestyle funds. Or, perhaps when you signed up for your plan, you were...
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In order to avoid stress and worry that come in the 40s and 50s from lack of planning (and working your plan), here are 5 ways you can jumpstart your retirement savings after 30. #1 Have a Plan for Retirement The 30s bring about major life...
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Chances are, at some point in your life, when you thought about retirement, you imagined playing tennis or golf in the mornings, long lunches with friends, or traveling to places you never had time to visit. There’s nothing wrong with these activities. But after a while,...
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The question of how to maximize 401(k) retirement savings is one we get asked frequently. Whether you’re in your late 20s or early 60s, it’s an important question to ask because if you aren’t thinking about your financial future, no one else will. According to the Wall...
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If you're behind on your retirement savings and are unsure how to make a difference at this point in your life, it's easy to want to give up. The truth is, with planning and determination, it is possible to enjoy a comfortable retirement. Just follow...
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Saving for retirement if you’re over 40 brings up a key concern: Will I have enough money to retire based on what I’ve saved thus far? Reports that have flooded the news lately paint a bleak outlook for millions of Americans’ retirement income. Most people in their...
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If you’ve read the headlines lately, you know there is a retirement crisis in America. According to a recent survey conducted for Bankrate by SSRS, 1 in 5 American adults have nothing saved for retirement or potential emergencies.¹ 20% of those surveyed have saved 5% or...
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As an investor, the only thing guaranteed is changing market conditions. So why would you invest your hard-earned savings into your 401(k) or other workplace retirement account and then forget about it? After all, the investments you initially chose to help you meet your retirement goals--whether that...
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#1 Not Having a Plan for Retirement If you don’t have a clear path to where you want to be in retirement, you’re probably not going to end up there. This may sound obvious, but many people fail to set a plan for retirement. For some,...
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Contrary to what some investors believe, a 401(k) plan is not a “set it and forget it” program. It’s just like driving cross-country. If there is a roadblock or other obstacle preventing you from reaching your destination, you need to make the appropriate changes in order...
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