What’s the one correctable behavior--when done four times a year--that studies show may improve 401(k) performance by 3% 6 ? It doesn’t require you to contribute more each paycheck… Nor do you have to inject a large sum of cash into your 401(k)...
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As pension freezes and cancelations of retiree healthcare benefits continue to make headlines, now more than ever, your 401(k) needs to be your foundation for retirement. The days of our grandparents’ three-legged stool of retirement are gone. No longer is the pension the foundation, followed by Social...
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Funding the maximum contribution to your 401(k) or IRA isn’t the only way to boost retirement savings. Yes, consistently contributing as much as you can--and starting as early as possible--makes a huge difference in your retirement lifestyle. However, there’s one simple thing that may potentially have a...
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It’s important you know your rights as a 401(k) investor. A 401(k) is one of the largest assets people have, so why leave it to chance? The sad truth is that too many Americans don’t understand how their 401(k) plan works or why they selected the investment...
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Fourth quarter is here, and that means there’s no better time to evaluate where you are versus where you want to be financially come the end of the year. Here are 22 financial tips for fourth quarter--follow these, and you’ll end the year strong! #1 Review...
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If you have a new employer, and they offer a workplace retirement account, there are important questions to ask before signing up for a 401(k) plan. Each 401(k) plan is unique, which is why it's important to find out about the details of your company's...
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It’s not enough to simply save. If you want the retirement lifestyle you desire, you have to maximize your 401(k) savings. According to a newly published report, Americans are contributing more to their 401(k)s than in previous years. Fidelity® 2019 Retirement Analysis reports the average 401(k) balance...
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Whether retirement is a few years or decades away, it’s important that investors do what they can to maximize their 401(k) account performance. Here are 7 401(k) mistakes investors should avoid if they want to potentially have more income at retirement. #1 Not Regularly Reading Your...
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Planning for the type of retirement lifestyle you want is important so you don’t retire and realize you’ve underbudgeted retirement expenses. Depending on the retirement lifestyle you want and can afford, some expenses will go down, while others may go up. For example, if you downsize or...
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If you’re in your 40s, 50s, or 60s, and you need to quickly catch up on retirement savings, don’t be discouraged. With planning and a focus on saving and investing, it is possible to make up for lost time. #1 Figure Out How Much You Need ...
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