The SECURE Act retirement bill went into effect in January 2020 with the intention of helping more Americans have greater access to retirement savings and avoid running out of money during retirement.¹ Most of the changes under the SECURE Act retirement bill went into effect in...
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With pensions disappearing and the future of social security unknown, American workers are now largely responsible for their retirement savings. For many employees, a 401(k) is their largest asset come retirement. Yet, too many investors set up their 401(k), contribute each paycheck, and do little else with...
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Maxing out yearly 401(k) contribution limits is the best way to ensure investors boost 401(k) savings and have enough money to retire comfortably. But, this isn’t always feasible. Consistently contributing as much as you can and meeting the company match may also make a huge difference in...
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When we think about Thanksgiving, we envision a delicious meal around a table with our family and friends, football, parades, and Black Friday shopping. Except this year...
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Whether retirement is right around the corner or years away, there’s no better time than the present to start preparing for it. According to the Report on the Economic Well-Being of U.S. Households in 2019, featuring Supplemental Data from April 2020, a majority of non-retirees are...
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The IRS recently announced retirement plan contribution limits for 2021. While most limits remain the same as 2020, some plans will see a limit increase. Keep reading below to find out exactly how much you can contribute for 2021, and start making plans now to do...
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Holiday shopping is already in full swing. But, given that the CDC is recommending shoppers avoid crowded stores throughout the 2020 holiday season, Black Friday is going virtual, and Cyber Monday is every day.¹ According to a recent survey by Convey, “Shoppers are planning to shop earlier...
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Too many investors don’t know how to read a 401(k) statement, much less understand it. It’s understandable. There’s a lot in a statement. Knowing how to read and understand the information presented in a 401(k) statement may be vital to your retirement future. Why Investors Need to...
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It’s hard not to get caught up in the holiday spirit of giving and keep holiday spending under control. In 2019, holiday retail sales grew 4.1% to $730.2 billion, and online and other non-store sales were up 14.6% compared to 2018, according to the National Retail...
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Planning for the future means finding all the ways possible to minimize tax payments to the IRS. You may be sitting on just what you need to save significantly on taxes without even realizing it – a health savings account. This is because a health savings account...
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