September 9 is National 401(k) Day, and to help you get in the spirit, we’re sharing 7 ways to use this tool to potentially change your life in retirement. But first, a bit about this holiday. It was started by the Plan Sponsor Council of America...
Read More
Generally speaking, taking out a 401(k) loan should be your last resort. Yes, there are times when it may make financial sense, such as borrowing to make the down payment on a new home or because you’re in dire financial need. And with the cost of...
Read More
It's critical to your retirement savings and to your future retirement lifestyle to understand what you’re invested in. If you have a 401(k), this begins with asking questions – the right questions about your 401(k). Keep reading for the 9 most common 401(k) questions and answers...
Read More
Target date funds (TDFs) do exactly as the name suggests – they are designed to target your anticipated retirement date. Instead of having to choose a number of investments and create a portfolio, you select a fund that will help you reach retirement income goals. So, if...
Read More
Many workers leave a 401(k) behind after switching jobs for a variety of reasons: It’s not a top priority, they don’t know what to do with it, or they simply forget about it. Zippia, a company that helps people find career options, pulled data on the...
Read More
We tend to think booking a last-minute vacation is a mistake. We worry we won’t be able to find a place to stay or that we will spend more money because prices will rise. This isn’t always the case. There are actually several ways you can save...
Read More
If you are like most parents, you’re looking at ways to save money on back to school shopping. Between gas prices and inflation, the idea of spending a ton of money on school supplies and new clothes for kids is stressing many parents out. A recent survey...
Read More
If you’re like most Americans, you’re searching for ways to save money on gas and utilities. As of press time, here’s where things stand: The current annual inflation rate in the U.S. has climbed to 9.1% from a year earlier, up from an annual rate of...
Read More
The current economic and market environment uncertainty has a lot of investors nervous. And, rightfully, so. The market is ugly right now. Listen or read the news, and it’s all doom and gloom. While we are experiencing unpleasant market volatility, it’s important not to focus too much...
Read More
For an investor, the only thing guaranteed is changing market conditions. And, we’re seeing a whole lot of it right now. It’s not only the market that’s volatile – gas prices, utilities, and food costs are putting a serious strain on investors’ pocketbooks. And interest rates are...
Read More
401(k) Maneuver™ is offered by Royal Fund Management, LLC, which is registered as an investment adviser with the SEC and only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability. Royal Fund Management, LLC, is not affiliated with or endorsed by NASDAQ.
All investment strategies have the potential for profit or loss. Changes in investment strategies, contributions or withdrawals, and economic conditions may materially alter the performance of your portfolio. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for a client's investment portfolio. There are no assurances that a client’s portfolio will match or outperform any particular benchmark. Asset allocation and diversification do not ensure or guarantee better performance and cannot eliminate the risk of investment losses. Projections are based on assumptions that may not come to pass.
Images and photographs are included for the sole purpose of visually enhancing the website. None of them are photographs of current or former clients. They should not be construed as an endorsement or testimonial from any of the persons in the photograph.
All third-party trademarks, including logos and icons, referenced in this website and our content, are the property of their respective owners. Unless otherwise indicated, the use of third-party trademarks herein does not imply or indicate any relationship, sponsorship, or endorsement between 401(k) Maneuver and the owners of those trademarks. Any reference inside this website or content to third-party trademarks is to identify the corresponding third-party goods and/or services.